We have all come to the end of the month and looked at our bank balance with horror. WHERE has the money gone? You might have unconsciously been spending more than you realised. Have you given thought to any of the below?
Christmas, birthdays, treat yourself moments; it all adds up. Your accountant might shake their head in dismay because you spent more than you should have. But there’s ways you can curb your spending and make that monthly credit card bill sting a little less.